Patient Resources
Plastic Surgery Financing in the San Francisco Bay Area
The cost of an aesthetic procedure should be clear before any decision is made. During consultation, NorCal Plastic Surgery provides a personalized treatment plan and reviews the associated fees so patients can consider the complete investment without pressure.
For those who prefer to pay over time, financing is available through CareCredit®, Alphaeon Credit®, and PatientFi®. Each is an independent financing provider with its own application, approval criteria, interest rates, and repayment terms.
How Does Plastic Surgery Financing Work?
Plastic surgery financing allows qualified patients to divide eligible treatment costs into scheduled payments. After receiving a cost estimate from NorCal Plastic Surgery, the patient applies directly with a financing provider. If approved, the lender presents the available credit amount or loan options for the patient to review and accept or decline.
Financing approval does not confirm medical candidacy or reserve a procedure date. Dr. Timothy Rankin must first determine that the requested treatment is appropriate for the patient's health, anatomy, and goals.
Financing Options Accepted by NorCal Plastic Surgery
CareCredit®
CareCredit is a healthcare credit card that may be used for eligible cosmetic procedures and medical spa services at participating practices. Qualified applicants may have access to promotional financing or standard monthly payment options.
Before accepting an offer, review the annual percentage rate, minimum payment, promotional period, and total repayment terms. Some promotions use deferred interest, which may be charged from the purchase date if the full promotional balance is not paid by the deadline.
Alphaeon Credit®
Alphaeon Credit is a revolving credit card for eligible healthcare and aesthetic expenses. Qualified cardholders may use the account for procedures, treatments, services, and products at participating practices.
Prospective applicants can check whether they prequalify without affecting their credit score. Prequalification is not final approval. Available credit, interest rates, monthly payments, and promotional terms are determined by the lender.
PatientFi®
PatientFi offers installment payment plans for elective healthcare and aesthetic treatment through participating providers. Applicants may review available payment options following a soft credit check, which does not affect their credit score.
Approved amount, interest rate, repayment period, and monthly payment vary by applicant and treatment cost. Patients should review the final loan agreement before accepting a PatientFi transaction.
Request a Consultation and Personalized Cost Estimate
Financing is most useful when it supports a treatment decision that is already medically appropriate, aesthetically sound, and financially understood. A consultation with Dr. Rankin provides the opportunity to discuss the desired outcome, receive a personalized plan, and review the complete estimated cost before considering payment options.
To discuss treatment costs and plastic surgery financing in the San Francisco Bay Area, request a consultation at the Tiburon office in Marin County by calling (415) 727-9666. You may also schedule a consultation online.
Patients interested in spreading ongoing med spa care across the year may also review the NorCal 360 aesthetic membership.